Suffering a workplace injury is both painful and traumatic. If you’re injured at work in Florida, you can file a workers’ compensation claim to seek benefits. Florida workers’ compensation law requires your employer’s insurance provider to arrange medical treatment. However, many employees wonder if they can see their own doctor rather than the one chosen by the employer’s insurer. Knowing your legal rights can ensure you receive the medical care you need.
Workplace Injuries and Florida Workers’ Compensation Claims
Workplace injuries can occur in any occupation, from construction and healthcare to office settings. In 2019 alone, approximately 2.8 million nonfatal workplace injuries were reported. Beyond the physical pain, these injuries can lead to emotional stress and financial strain. Severe cases may even result in permanent disability, preventing an employee from ever working again. If you’re injured, Florida workers’ compensation benefits are designed to help cover medical bills, lost wages, and other expenses. Filing a claim, however, often involves complex rules and procedures.
The Importance of Immediate Medical Attention After a Workplace Injury
After sustaining a workplace injury, seek medical care immediately, even if the injury seems minor. Delaying medical treatment can jeopardize your health and impact your workers’ compensation claim. It’s essential to have a medical provider evaluate your injuries to identify any internal damage. If you cannot make it to a medical facility, have a coworker call for emergency medical treatment.
Can I See My Own Doctor in a Florida Workers’ Compensation Claim?
A common question in Florida workers’ compensation cases is whether you can see your own primary care physician instead of the employer’s insurance provider’s doctor. While it may seem ideal to visit your normal doctor, Florida law usually requires injured workers to use a doctor chosen by the workers’ compensation insurance company. The doctor provided by the employer’s insurer conducts an initial injury diagnosis and develops a treatment plan aligned with workers’ compensation guidelines.
That said, you may have the option to request a change if the employer’s insurer fails to provide adequate care. Contacting experienced workers’ compensation attorneys is beneficial if you face difficulties with medical care or require guidance on the steps to take when requesting a new doctor.
Why Seek Medical Care Through the Employer’s Workers’ Compensation Provider?
In most cases, you must use a doctor approved by the workers’ compensation insurance company. Workers’ comp doctors are selected to ensure an independent medical examination and an accurate medical report for the claim. This helps minimize instances of workers’ compensation fraud and ensures that both employer and employee interests are protected.
Despite potential concerns, it’s often best to go through the insurance company’s doctor. However, if you feel the medical care is inadequate or biased, you may be able to appeal for a second opinion or a different doctor. A knowledgeable workers’ compensation attorney can assist in this process and ensure your rights are protected.
Questions to Ask the Insurance Company’s Doctor
It’s essential to stay informed about your medical treatment. Here are questions to ask the workers’ compensation doctor:
- What tests will you conduct to diagnose my work-related injury?
- Do you have experience treating similar work injuries?
- What are my treatment options and recovery expectations?
- Are there related injuries that might need additional treatment?
This approach helps prevent inaccuracies in your medical report and ensures your compensation claim reflects the true extent of your injuries.
Denied Claims and the Role of a Workers’ Compensation Attorney
Unfortunately, workers’ compensation claims in Florida are sometimes denied, even if you follow proper procedures. Reasons for denial may include:
- Missed deadlines for filing the claim
- Insufficient documentation from the treating physician
- Employer disputing that the injury occurred at work
- Failure to promptly report the injury to your employer
If your claim is denied, understanding the denial’s cause is critical. Florida workers’ compensation attorneys can help you gather evidence, appeal the denial, and pursue the benefits you’re entitled to. They’ll work to ensure your medical bills and other expenses are covered.
Your Right to Compensation Under Florida Law
In Florida, workers’ compensation benefits are available for various types of injuries and occupational illnesses. These benefits may include coverage for medical expenses, lost wages, and additional treatment. If your workplace injury results in a permanent disability, you may be eligible for additional compensation. Florida workers’ compensation law provides essential protections, but navigating the claims process can be challenging.
What to Expect in a Florida Workers’ Compensation Case
In a workers’ compensation case, the goal is to reach maximum medical improvement (MMI), where your condition is as stable as possible. The treating physician will assess your recovery progress and determine if you’ve reached MMI. Once you reach MMI, the doctor evaluates any permanent disability and recommends any further treatment or therapy.
If the insurance company disputes the extent of your injury or if the doctor downplays your condition, it may be necessary to seek legal representation. An experienced workers’ compensation attorney will work to ensure that your benefits reflect the full scope of your injuries and losses.
Contact Us for a Free Consultation on Your Workers’ Compensation Claim
If you or a loved one has been injured on the job in Florida and you’re dealing with issues related to your medical provider, workers’ compensation insurance, or denied benefits, we’re here to help. Our team offers a free consultation to discuss your case and protect your rights. Let us advocate for the medical care and compensation you deserve. Reach out to us today at 954-448-7355 to secure the benefits you’re entitled to under Florida workers’ compensation law.
