If you have been hurt while working in Tampa, Florida, you are entitled to claim workers’ compensation benefits for your injuries from workers’ compensation insurance. It is fundamental to understand how the insurance policy functions when you plan to archive a workers’ comp case.
Workers’ comp insurance gives various benefits to employees. This includes lost wages, medical expenses, death benefits, and disability benefits depending upon the level of your injuries and whether your actual issue is covered under the arrangement. In any case, your employer and their insurance company may try to delay your claim or deny you the compensation that you deserve.
That is why you need to enlist the best workers’ comp lawyer in Tampa, FL to help you with your Tampa workers’ compensation benefits. Florida Lawyers 360 is your trusted partner for workers’ compensation cases. Our lawyers are very proficient in winning benefits for our clients. Our team will manage all of the legal matters concerning your workers’ compensation benefits while you recover from your injuries and recuperate.
Call us today at (786) 249-7999 for a free consultation.
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Florida Workers’ Compensation Disability Benefits
There are four sorts of disability benefits under workers’ compensation insurance. Such a benefit may depend upon the extent of the disability and how long it lasts:
Temporary Total Disability Benefits (TTD)
TTD will be paid after the setback or infection during the recovering cycle. If the hurt employee can’t work in any capacity, temporary total disability benefits are available. You will not receive TTD benefits during the first 7 days you are out of work. If the disability continues for more than 21 days, you will be paid for the seven-day waiting period also.
TTD benefits can continue for 104 weeks with the possibility of extending the time period under specific conditions. The proportion of the TTD portion in Florida is 2/3 of the employee’s weekly wage. Your TTD benefits will end before 104 if your doctor says you can go back to work or you reach maximum medical improvement (MMI).
Temporary Partial Disability Benefits (TPD)
TPD is paid when the hurt employee returns to work with some restrictions but has not reached maximum medical improvement yet. The 7-day waiting period applies to TPD as well.
TPD can similarly continue up to 104 weeks. The proportion of the TPD portion is 80% of the difference between your current income and 80% of your pre-injury wages.
Permanent Impairment Benefits (PPD)
Your doctor will evaluate if you have a lasting impairment once your treatment finishes (or six weeks before your temporary total disability benefits expire if you have not reached MMI). Your impairment rating will be used to determine how much you’ll receive in permanent impairment benefits and for how long. If you have your impairment rating, you can use the impairment benefits calculator.
Permanent Total Disability Benefits (PTD)
You are entitled to PTD if you have a permanent disability that prevents you from doing any work. Serious serious injuries like the loss of an arm or leg, or a severe brain injury are automatically considered to cause permanent disability.
The rate for permanent disability benefits is the same as your rate for temporary total disability benefits.
Other Florida Workers’ Compensation Benefits
Florida Workers’ Compensation also provides the following benefits:
Medical Benefits: Workers’ compensation pays for all medical treatment from a medical provider authorized by your employer or insurance company.
Vocational Rehabilitation: If you can’t return to your job, you can receive vocational counseling, additional training, and other help with finding a new job.
Death Benefits: When someone dies due to a work-related injury or occupational illness, his or her spouse, children, and other dependent relatives can receive death benefits. These cannot be more than two-thirds of the average weekly wage or $150,000 in total. Workers’ compensation will also pay up to $7,500 for funeral and burial costs.
Are Florida Workers’ Compensation Benefits Taxed?
Workers’ comp portions are not taxed in Florida. But if you return to work on light or limited duty, your wages will be taxed.
Contact Our Tampa Workers’ Compensation Benefits Lawyers
If you are hurt on the job, you can file a claim under workers’ comp insurance. You need to utilize the best workers’ comp legitimate counsel in Tampa, FL to manage your case.