Uber accidents, along with other taxi and rideshare services like Lyft, are becoming more common. Knowing who is at fault and who has to pay for injuries is the hardest part. Is the Uber/Lyft driver at fault? Or is the driver’s company responsible? Which party’s insurance would be liable to pay? What if the Uber/Lyft driver was not on the clock when the accident happened?
Who’s to Blame in Uber Accidents
An investigation is needed to know who acted negligently in Uber/Lyft accidents, as well as all other accidents. If you were the passenger in the Uber/Lyft and were hit by another vehicle, the other vehicle’s driver would be responsible for having their insurance pay for injuries.
But what if you are a passenger in a vehicle that has an accident and it was your driver’s fault? Who would be liable then?
Taxi Services Insurance
Drivers use their own vehicles in taxis and rideshares. And so, according to the law, drivers are required to obtain personal vehicle insurance up to legal limits. If a driver has an accident while not working, their insurance would be the one to cover the cost of damages.
However, Uber/Lyft are required to provide insurance to their drivers also. For example, the rideshare company’s insurance would cover the driver if he or she was in an accident while on the clock. This is true for taxi drivers too: the insurance coverage would be provided by the taxi company for any injuries occurred while on the job, for both the driver and passengers.
Although taxi and Uber/Lyft drivers are usually considered independent contractors, several courts have deemed them to be looked at as employees. And so, under the theory of vicarious liability, the company of the rideshare driver may be held liable should you decide to take legal action against a driver.
If you were in an accident and were either the driver or a passenger of a taxi, contacting an attorney would be your best choice for getting the maximum amount possible of damages back.
If you have unanswered questions after an accident about filing a claim, hiring an attorney, how much compensation you could receive, or anything else, contact an experienced attorney today.