Not signing a release early can be especially difficult for people who live paycheck to paycheck and need help paying bills after an accident. Floridians often find themselves stuck between a rock and a hard place, unable to pay bills without accepting the settlement, but not wanting to accept a lowball settlement that carries the risk of being cut off from future financial compensation should you have any long term injuries.
If you are having trouble covering the medical bills, you can ask the doctor about the possibility of placing a hold on our account, which means you promise to pay as soon as your claim is settled, and the doctor promises not to report you to the credit bureau. In extreme cases where there is a pending injury settlement, you can apply for a settlement loan, which can be used to cover your medical bills until you reach a settlement with the insurance company.
To help avoid signing a release, you can pressure your own insurance company to help cover your medical bills and related personal injury expenses, which can add up fast. Your health insurance carrier may seek reimbursement of the medical expenses paid on your behalf once your claim is resolved. If you are covered under Medicaid or Medicare, you may also be able to receive health coverage under either. Uninsured Orlando residents, however, are stuck having to pay expenses out of pocket.
Document Your Medical Expenses
No matter if you are covered under your health insurance or paying out of pocket, make sure that you document all of your medical expenses and keep all back-up invoices, to ensure you are properly compensated for all of your costs. Medical expenses that you should document include (but are not limited to) visits to the emergency room, prescriptions, x-ray or other radiology services, over the counter medications, inpatient stays in the hospital, physical therapy sessions, the costs for ambulance services, and transportation costs to and from the doctor or other health care provider’s appointments.
The more thorough and complete your documentation is, the more likely you are to be properly compensated for all of your out of pocket costs. In cases where you have suffered a severe injury, it is in your interest to consult a seasoned Orlando personal injury lawyer, who can advise you on the best way to proceed with your claim, and oversee the documentation of your damages.